Preventive Imaging · Longevity
Full Body MRI Cost in 2026: Prenuvo vs. Ezra and the Honest Case for Physician Guidance
Updated
2026 Pricing
Pricing reviewed October 2026
| Option | Typical cash price | What's included | Source |
|---|---|---|---|
| Prenuvo Whole Body Scan | $2,499 | Prenuvo's whole-body MRI; about 60 minutes | [2] |
| Prenuvo Focused Scan | $1,199 | Head-to-mid-thigh scan; about 30 to 45 minutes | [2] |
| Ezra Annual MRI (Function Health) | $999 (Function member price) | Head, neck, abdomen and pelvis; about 22 minutes; requires a Function membership | [3][4] |
| Ezra MRI with Spine (Function Health) | $1,699 (Function member price) | Annual MRI plus spine; about 47 minutes | [3] |
| Ezra MRI with Skeletal and Neurological Assessment | $3,999 | Ezra's most extensive MRI package | [3] |
Prices change often and vary by location; confirm with the provider before booking. Prices above are the providers' listed prices as of October 8, 2026; Prenuvo also sells membership bundles, and Function sometimes runs temporary discounts.
What you're paying for
What a Preventive Whole-Body MRI Actually Includes
New to the topic? Read What Is Full Body MRI Screening?.
A preventive full-body MRI is a non-contrast scan of most of the body — brain, neck, chest, abdomen, pelvis, and major joints — performed without symptoms to screen for asymptomatic disease. It uses no ionizing radiation, no IV contrast in the standard preventive protocols, and takes 30–60 minutes depending on the platform.
Reports typically cover the brain, head and neck, thyroid, lungs, heart and great vessels, liver, kidneys, pancreas, spleen, adrenals, GI tract, reproductive organs, prostate or uterus/ovaries, lymph nodes, musculoskeletal structures, and the spine. Most providers use AI to flag suspicious findings, with radiologist sign-off.
Provider pricing
Prenuvo, Ezra and Other Providers in 2026
Prenuvo lists its Whole Body Scan at $2,499 and its Focused Scan at $1,199, and also sells membership plans; its Comprehensive Membership is listed at $2,499 and its Executive Membership starts at $3,999 and varies by city.[2]
Ezra became part of Function Health in May 2025.[5] Function lists Ezra's Annual MRI at $999 for members, the MRI with Spine at $1,699 and the MRI with Skeletal and Neurological Assessment at $3,999. Function's member price requires a Function membership, which Function lists at $365 a year.[3][4]
Hospital and academic imaging centers also perform whole-body MRI, usually with a physician's order. Pricing varies widely, so ask the facility for a written cash price.
Coverage
Does Insurance Cover It?
Generally no. Preventive whole-body MRI in asymptomatic adults is not covered by commercial insurance, Medicare, or Medicaid. The exceptions are narrow: surveillance protocols in patients with specific high-risk genetic syndromes (Li-Fraumeni, certain BRCA contexts, von Hippel-Lindau) where evidence-based screening is established.
HSA and FSA funds can typically be used for the scan when ordered or recommended by a physician, depending on plan rules. Concierge and longevity medicine memberships that bundle the scan rarely affect insurance coverage status.
The honest case
What Major Radiology Bodies Say — and Why It Matters
The American College of Radiology says there isn't sufficient evidence to recommend total-body screening for people with no symptoms, risk factors or family history suggesting disease, and is concerned that such scans lead to non-specific findings, unnecessary follow-up tests and significant expense.[1]
A 2025 systematic review and meta-analysis in European Radiology found a pooled confirmed cancer detection rate of about 1.6% in people without symptoms, along with frequent incidental findings, and concluded the evidence for screening people at average risk is limited.[6]
This is not an argument against the scan. It is an argument for physician-guided candidacy. A 52-year-old with a family history of pancreatic cancer, elevated ApoB, and chronic inflammation is a different candidate than a 28-year-old with no risk factors.
Who benefits
Who Actually Benefits From a Preventive Whole-Body MRI
Reasonable candidates, in physician judgment:
- ·Patients with a strong family history of cancer or cardiovascular disease without genetic syndrome qualification for surveillance imaging.
- ·Patients with multiple metabolic risk factors and rising cardiometabolic biomarkers.
- ·Patients with vague systemic symptoms not yet explained by targeted workup.
- ·Executive-physical and longevity-program patients using imaging as one data point among many.
- ·Patients with high anxiety about occult disease, when the physician can manage findings appropriately.
Less compelling candidates: young, asymptomatic, low-risk patients with no family history, where the incidental-finding rate likely outweighs the screening yield.
Companion tests
What to Pair It With
A whole-body MRI is most useful as part of a structured executive or longevity physical, not as a standalone scan. Companion tests that add information the MRI does not provide:
- ·Coronary artery calcium score (CAC): a quick, low-dose, non-contrast CT; Function lists its Heart CT (CAC) at $349.[3]
- ·Comprehensive cardiometabolic biomarkers: ApoB, Lp(a), advanced lipid panel, HbA1c, fasting insulin, hs-CRP.
- ·DEXA scan for bone density and body composition.
- ·Multi-cancer early detection blood test (Galleri and similar) where appropriate.
A physician-built program selects from these based on the patient's individual risk profile rather than running every test on every patient.
Haute MD Network
Haute MD Physicians Who Offer Preventive Care
If you're weighing a full-body MRI, a physician who knows your history can help decide whether it fits your risk profile and what to do with the findings.
- ·Dr. Kern Brar — board-certified internal medicine physician; concierge practice serving Encinitas, Oceanside and La Jolla, CA. Prenuvo whole-body imaging is listed among his services.
- ·Dr. Ari Cohen — board-certified internal medicine physician; MDVIP-affiliated practice in Aventura, FL.
- ·Find a Doctor
Frequently asked
Common questions
Is a full body MRI worth it?
It depends on individual risk. For patients with elevated risk factors, a strong family history, or unexplained symptoms, it can provide useful information. For average-risk asymptomatic adults, major radiology bodies have not endorsed routine use because of the rate of incidental findings that trigger downstream workups.
Does insurance cover a full body MRI?
Generally no. Preventive whole-body MRI in asymptomatic adults is not covered by commercial insurance, Medicare, or Medicaid. Narrow exceptions exist for specific high-risk genetic syndromes. HSA and FSA funds can often be used.
Prenuvo vs. Ezra — which is better?
They're built differently. Prenuvo's Whole Body Scan ($2,499) takes about an hour, while Ezra's Annual MRI ($999 for Function members) takes about 22 minutes and covers the head, neck, abdomen and pelvis, with more extensive Ezra packages costing more. Compare what each scan covers, not just the price, and talk with a physician about which areas matter for your risk.
What can a full body MRI actually detect?
Most solid-organ cancers, aneurysms, large vascular abnormalities, structural neurological findings, organ-size and density abnormalities, large musculoskeletal pathology, and many incidental findings. It does not screen for lung cancer (a separate low-dose CT is standard), coronary artery disease (a CAC score is standard), or colorectal cancer.
What are the downsides?
The main downside is incidental findings — most of which are benign — that can trigger additional imaging, biopsies, and anxiety. False positives and false reassurance are both real. This is why physician guidance on candidacy and on managing findings matters.
Can I use my HSA for a full-body MRI?
Often, yes. Function says its Ezra MRI and CT scans are HSA/FSA eligible, but eligibility depends on your plan's rules for any provider, so check with your plan administrator before booking.
How often should you get a full-body MRI?
There's no established screening interval for average-risk adults, and radiology groups don't recommend routine screening for people without symptoms or risk factors. If you've had one, ask a physician whether and when a repeat scan makes sense for you.
References
Sources
- 1.ACR Statement on Screening Total Body MRI — American College of Radiology, April 17, 2023.
- 2.Prenuvo memberships and scan pricing — Prenuvo, accessed Oct 2026.
- 3.MRI & CT (Function and Ezra) — Function Health, accessed Oct 2026.
- 4.FAQs: Imaging — Function Health, accessed Oct 2026.
- 5.Function Health Acquires Ezra, Introduces $499 Full-Body MRI Scan — Function Health (PR Newswire), May 5, 2025.
- 6.Whole-body MRI for opportunistic cancer detection in asymptomatic individuals: a systematic review and meta-analysis — European Radiology, Aug 30, 2025.
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